YMI offers a full money-back guarantee for the assessment cost only. If you complete the YMI assessment within 21 days of the payment date and believe your Report does not provide value, simply provide a reason and you can initiate a refund by sending your MemberID with a refund request to info@ndatalyze.com. If you choose the monthly payment plan you are agreeing that your credit card can be charged 12 consecutive monthly payments for the monthly price at time of purchase.